No bank password
CentProof imports bank and credit-card PDF statements. No bank password is needed.
Privacy
Your bank statements stay on your Mac.
CentProof is a direct-download Mac app built around local PDF statements, local storage, and local AI by default.
Privacy model
Local-first by design.
The app works from PDF statements, local storage, and local AI by default.
No cloud sync
Your statements and database stay on your Mac, not on Java Mantra Corp servers.
No telemetry
Normal app use does not send anonymous usage stats, diagnostics, or behavior data.
No tracking
No app analytics, tracking pixels, or ad-tech hooks are part of the product experience.
No ads
CentProof is paid software. Your spending history is not an advertising profile.
Local AI by default
Questions, merchant cleanup, and pattern summaries use local AI on your Mac by default.
Local storage and exports
Back up the local folder yourself and export standard formats whenever needed.
Optional update checks
Update checks are explicit network activity for keeping the signed app current.
Optional custom AI endpoint
You can configure an external OpenAI-compatible endpoint only if you intentionally choose that trade-off.
Looking for the formal legal text? The full Privacy Policy and Terms of Service describe data handling, refunds, and jurisdiction in detail.