01
Statement Import & Parsing
CentProof reads bank and credit-card PDF statements directly on your Mac. It extracts rows, dates, descriptions, amounts, and balances from supported formats, then keeps the original statement relationship visible.
Product tour
A Mac-native workspace for statement-backed finance.
CentProof imports bank and credit-card PDF statements, reconciles the math, organizes financial history, and answers questions with source rows you can inspect.
Tour
Every feature starts with local statements.
Import statements, reconcile to the cent, search and ask questions, all locally on your Mac.
02
Reconciliation
Imported statements are checked against their own opening and closing balances. If the math does not reconcile, CentProof flags the import before you rely on the data.
03
Transactions View
The transactions view gives you fast search and filtering across statement-backed history. Filter by account, entity, category, amount, direction, source, and free text.
04
Smart Tagging
Clean up raw bank descriptions into entities, categories, and notes. Local suggestions stay reviewable, and your accepted tags can be applied across matching history.
05
Ask CentProof
Ask a plain-English question and CentProof turns it into a safe local query. The answer comes back with supporting source rows so you can check the math.
06
Recurring Subscriptions
CentProof detects repeating charges from imported statements, including merchant, cadence, and amount changes. It works from statement history you control.
07
Cleanup Inbox
The cleanup inbox is a focused workspace for messy statement descriptions. Review one merchant pattern at a time and keep control of every accepted change.
08
Cash-Flow Calendar
Cash-flow views summarize actual imported activity by day and month. The goal is clarity from verified statement data.
09
Anomaly Detection
CentProof flags unusual charges based on your history. Local AI can explain why a row looks different, while the amount and source remain unchanged.
10
What Changed
Compare imported periods and see which merchants or categories drove the difference. Summaries are useful because they stay tied to source rows.
11
Tax Summary
Pick a date range (Tax year, Year-to-date, Last 3 months, Last 90, Last 30, or custom) and CentProof sums every credit and debit across one account or all of them. The outgoing breakdown groups by kind so credit-card payments and account transfers stay visually separate from real expenses. Save as a one-page PDF for your CPA, or pick the Detailed PDF to include every transaction listed with a cropped snapshot of its source bank-statement row in an appendix.
12
Price Watch
Track merchant prices over time from statement history. Use it to catch subscription increases, annual fees, or recurring cost changes.
13
Reports and Exports
Trip reports, settlement reports, the Tax Summary, search exports, and PDF previews — all built from reconciled, source-linked data. Settlement and Tax Summary both export a clean one-page PDF or a detailed PDF that includes a cropped snapshot of every transaction's source bank-statement row, so anyone reading the report can verify the numbers without opening the original PDFs. Off-statement cash flows (contractor cash payments, owner draws, tax-year adjustments) can be added as manual entries that show up clearly tagged as user-recorded throughout.
14
Local Backup
Your data lives locally, so it can be backed up with the Mac tools you already use. Export formats keep your history readable outside CentProof.
Go deeper
Hear the story. Read the brief.
Two longer-form ways to evaluate CentProof — a founder podcast covering why we built it and what's deliberately not in it, plus a 13-page product brief in PDF so you can read offline or send it around.
Listen to the podcast
Why we built CentProof (or whatever you titled the show)
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Read the product brief
CentProof — Private Finance
13 pages · PDF · 6.5 MB
The full positioning, architecture, and feature deep-dive in one downloadable document. Useful for sharing internally or reading away from the browser.